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How much money do you need?! Hopefully “more” isn’t the answer!

September 30, 2016
https://media.blubrry.com/dreamerspodcast/joepardo.com/pod/dpep253.mp3

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If your answer to “how much money do you need?” is “more”, then you are doing it wrong. Let’s talk about how you can take back control of your spending and ultimately life!

Check out the YouTube video above or listen to the podcast on iTunes.

I hope you are all enjoying these mini episodes that I am publishing to YouTube. Please let me know what you think in the comments or shoot me an email. 🙂

Shoot me your questions to [email protected]

Episode 253

Transcription

1
00:00:00,000 –> 00:00:06,29
welcome everybody to the dreamers
podcast I’m your host Joe Pardo and this

2
00:00:06,29 –> 00:00:12,179
is little ava grace right here joining
me here on the YouTube channel for the

3
00:00:12,179 –> 00:00:17,220
Germans podcast that superhero party .
com / to go like and subscribe if you’re

4
00:00:17,220 –> 00:00:22,890
enjoying all the great content that I’ve
been putting out here so today on this

5
00:00:22,890 –> 00:00:28,410
friday September the 30th I want to talk
about how much income do you really need

6
00:00:28,410 –> 00:00:31,800
to survive how much do you need

7
00:00:31,800 –> 00:00:37,200
what expectations do you have as far as
what you want to have in life and then

8
00:00:37,200 –> 00:00:39,660
setting goals to make that happen

9
00:00:39,660 –> 00:00:42,989
the reason I talked about this is
because I recently just did this with

10
00:00:42,989 –> 00:00:49,230
with my finances here at that the part
of household and figured out that there

11
00:00:49,230 –> 00:00:55,260
was quite a bit of money being spent in
ways that we weren’t actually in sure of

12
00:00:55,260 –> 00:00:56,969
where the money was going

13
00:00:56,969 –> 00:01:04,680
a in threeso so to me there’s a there’s
really good way to understand how much

14
00:01:04,680 –> 00:01:09,479
money that you need if your if your
immediate answer is more than you’re

15
00:01:09,479 –> 00:01:14,39
doing it wrong and you know that’s just
the easiest possible ways how much money

16
00:01:14,40 –> 00:01:19,860
do i need more always more and never
less or being able to save even more

17
00:01:19,860 –> 00:01:25,320
than if you if you made more money and
and just knew how much it is that you

18
00:01:25,320 –> 00:01:31,258
actually were spending per per week per
month per year on you and you don’t have

19
00:01:31,259 –> 00:01:35,130
to get super super granular to get that
kind of an answer police if you have a

20
00:01:35,130 –> 00:01:39,839
basis of light your basic bills on and
then your basic credit like your credit

21
00:01:39,840 –> 00:01:43,530
card bill like your bills that like to
keep your house and our or apartment or

22
00:01:43,530 –> 00:01:45,750
whatever going or your business going

23
00:01:45,750 –> 00:01:49,229
but then your credit bills as well

24
00:01:49,229 –> 00:01:55,799
figuring all that in and and just like
how like your car so actually me

25
00:01:55,799 –> 00:02:01,740
personally i’ll be having a huge you
know payday coming up when I am able to

26
00:02:01,740 –> 00:02:07,710
get rid of my car in the near future i
have a $OPERAND w VW TDI which is the

27
00:02:07,710 –> 00:02:10,649
turbo turbo diesel and as you may or may
not know

28
00:02:10,649 –> 00:02:13,10
volkswagen got caught cheating or

29
00:02:13,10 –> 00:02:16,939
with their diesel engines so now they’re
paying the price about having the

30
00:02:16,939 –> 00:02:21,49
buyback these cars or give a
compensation to the owners of those cars

31
00:02:21,49 –> 00:02:27,680
so by doing so I’m going to be
alleviating a five-hundred-dollar per

32
00:02:27,680 –> 00:02:33,110
month a bill that i was paying for a car
that I barely get to use at this point

33
00:02:33,110 –> 00:02:36,980
because I’m home every day with this
little girl right here

34
00:02:36,980 –> 00:02:44,480
yes this one this one right here with
the principal cheeks arm anyway I so I’m

35
00:02:44,480 –> 00:02:47,690
really looking forward to that looks
like i’ll be able to get rid of my car

36
00:02:47,690 –> 00:02:52,579
in december and then i’m going to decide
if i need another car or if i’m going to

37
00:02:52,579 –> 00:02:58,909
hold off and just kind of deal with the
the once in a blue moon that I actually

38
00:02:58,909 –> 00:03:00,709
need a second car

39
00:03:00,709 –> 00:03:04,220
Omarion I guess I’m boring her so we’ll
wrap this up pretty quick

40
00:03:04,819 –> 00:03:08,958
the answer is not more you need to know
how much income that you actually need

41
00:03:08,959 –> 00:03:13,99
and then you can figure out where all
the rest of the money is going as well

42
00:03:13,99 –> 00:03:17,720
as setting the needs that you have that
you want to keep so you have

43
00:03:17,720 –> 00:03:23,389
expectations and then setting goals to
make those expectations or reality if

44
00:03:23,389 –> 00:03:27,199
you are enjoying the channel if you’re
enjoying the dreamers podcast hit the

45
00:03:27,199 –> 00:03:31,99
subscribe button hit leave a comment
below or leave a rating review on iTunes

46
00:03:31,99 –> 00:03:37,638
that super dope are calm / itunes thanks
for listening or watching here and i

47
00:03:37,639 –> 00:03:39,260
will see you all next week

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